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As per Investopedia definition : A cryptocurrency, broadly defined, is currency that takes the form of tokens or “coins” and exists on a distributed and decentralized ledger.
Say I am going to form a infrastructure company to support passenger car company in sales and services . My activities will be to monitor any car company showroom inventory, visitor records, online enquiry records, arranging finance for buyers , efficiency and user review of different models , to support buyers in road side assistance, servicing centre etc. This is just a an idea and I have no money to give shape to this idea. I formed a team started working on project and finally I float my crypto currency to fund the project.I have said to the investor community about my project , its future and set my maximum token as 10000 . Out of 10000 token I issued 1000 token and taken Rs1 for each token from my investors this is my capital.
Finally my project completed and Hyundai, Maruti ,M&M company implemented my project , I also enrolled banks to support my buyers , I also enrolled service centre to support my clients those are car byers. At this point the CRYPTO currency play the role.
Like car company, service centre, financial institution all will accept My Token not the Rupee on exchange of goods and service. All token will have underlying value in Rupee and this will be obligated in my network or any one using my network. Since I have maximum token 10000 and it will not increase then only alternative is value of token will increase. When more car manufacturing company, service centre will use my project the value of my token will increase .
Example: In year 2000 one vegetable, fruit and grocery store come up in Chennai and functioning till day based on crypto currency concept.
On open he sold Rs 5000 token to 3000 peoples and in principle agreed not to sale any more token. The token holders' benefit will be 15% discount on their bill as and when they purchase from store + 2 % interest per month if you do not make any purchase from the store on any month . He laid down the condition that incase his business fail to succeed then this Rs 5000 will be the loss for token holder. Hence it is community driven and community managed blockchain.
His business flourish and his token holders benefitted if any token holder change his location, he or she can sell that token to new member at a price set by Auction in his store. When such token will be available for auction the store owner will display and new member buy it. The current price of Token is Rs 25000.
Any one trust on his business model and stand with him in initial days benefited through profit sharing . Anyone has a token but not shopped once in that store also benefited . it is a classic example of crypto token.
Example: You have gold loan scheme in bank where in bank give the 70% value of your gold in cash and charge 3% interest on it. So Entire risk , litigation , profit from interest , processing fee is with bank . The money given by the bank also belong to depositors.
Think differently if bank ask his depositors any one willing to offer 80% value on this gold deposit with higher interest and bank will act as a custodian and seize and hand over the gold incase of non obligation of loan commitment then the banks risk and earning will be distributed and bank can charge a % of money as facilitation fee.
Stock broking: Exchange, Depository , Broker, Clearing house involved in this operation. Using block chain technology if the transaction happens then non of these parties are required. If all shares of company held in a blockchain then all the orders will be settled through P-to-P net work in nodes.
Health care , insurance , agriculture all kind of sales & service will be benefited in this tokenize currency transaction.
1. Open a trading account with Crypto currency broker
2. Do the KYC
3. Link your bank account
4. Send the fund to your account
5. Buy the Crypto token you want
More then 5000+ crypto currency trade in market with different block chain concepts and on different sectors.
Crypto tokens are issued by different Information technology Block chain development companies to meet their initial funding requirement . Once the industry implement or adopting their project the token gain its value because the token holder get cost effective and privilege service by the implementing industry.
1. It is unregulated and not under any financial watchdog.
2. You are investing in an entity which is community governed and willing to lose your investment completely if the entity fails to deliver.
3. Crypto currency not fall under any government ambit.
4. No law in India governs the Crypto currency trade and it is not illegal to trade in crypto in India as on May 2021
5. Indian crypto brokers coin switch kuber, .WazirX, coinCDX, Zebpay. Any one need help in opening new account with a good broker can send me a what’s app message 9941105705. However smart finance is not a crypto broker.
6. SMART FINANCE IS a Financial Technology company engaged in Decision process software development, Different complex trading algorithm development , Mutual Funds distribution and advisory , Complex Hedge management and advanced Financial Learning.
7. To GET OUR PRODUCTS VISITwhat is intraday trade? and what are the types of intraday trade?
1. To incentivize customer and increase the sales through the token payment.
2. It is easy for the startup to raise money and come up quickly without the banking huddle.
3. The products and services given by startup ecosystem is always cost effective and efficient as compare to big corporate product.
4. Blockchain IT products are easy to integrate and require no or little maintenance cost.
5. Most of the noncore activity managed by the blockchain infrastructure company
a. Crypto currency : Example bitcoin, Lite coin
b. Side chain Currency. Polkadot, liquid
c. Crypto Token which work on crypto currency . Polygon (MATIC)
d. Crypto currency exchange: Example Bianca coin Crypto minor are the people who add the transaction to the block chain.
1. Polygon Matic crypto currency or Token Price Rs 160 . Company web site https://polygon.technology/
2. https://www.investopedia.com/articles/etfs-mutual-funds/042816/2-funds-invest-bitcoin-gbtc-arkw.asp
a. Share investment regulated and Crypto nonregulated.
b. Share investor get dividend, bonus based on company will and wish . Company may or may not share its profit with investors.
c. Crypto currency investor get rewarded in all business transaction of the company . All transaction happen in company issued coin or token hence transaction charges accumulated in coin and token on daily basis.
d. Crypto investment not inflationary however the share investments inflationary .
e. Crypto investment has highest risk and highest reward because you invest on a startup or business which purely work on home grown network. Share investment has low risk and low reward because of it is govern by common standards of the geography it belongs.
f. Crypto currency is socialistic where in all in the network has less or more opportunity to grow, transparent . Share investment is democratic were in promotor grow quicker as compare to investors.
a. Most of the crypto exchange will still exist with foreign payment gate way .
b. Indian investor will hold the cryptocurrency asset in USD and can transfer the same to their Indian bank account using DeFi
c. Only grey area if your exchange default you and if you do not have an independent crypto wallet like D-Mat account.
Why Crypto currency eco system is needed for India ? The big business, financial institution, political class will never allow a startup ecosystem having global ambition to grow . However Crypto currency eco system will allow it to happen.
Conclusion : you are investing on a startup just knowing his business vision and not looking at its past performance and growth.
a. Currency has no intrinsic underlying value.
b. Crypto currency is a volatile illegal instrument.
c. Crypto investors are the Gamblers etc.
d. Many say they do not understand crypto currency.